Comments for Hunter Homes

Comment on Is a new home purchase subject to delinquency judgment during an old foreclosure? by Glenn S

Glenn S — Tue, 13 Jul 2010 07:23:28 +0000

In California, generally speaking a foreclosure is not subject to a delinquency judgment.

Is the foreclosure a Trustee Sale (which there isn’t a deficiency judgment) or a judicial foreclosure (where there can be a deficiency judgment)?

In California about 98% of all foreclosures are done by a Trustee Sale.

No matter what, a creditor can’t go after any of her own assets because of what you purchased prior to your marriage, however if you and you future wife (married or not) commingle your funds and assets a "judgment creditor" can go after those assets.

Comment on How can I find a new home for my loving Boxer male? by Rose

Rose — Fri, 25 Jun 2010 12:06:30 +0000

Surrender him to a boxer rescue. They will try to find him the best home possible. They will take applications, do home visits, call references, get the dog vetted, etc. All in all they will everything they can to ensure that your dog will get the best home possible. Good luck to you. Be wary of every potential adoptor if your giving him away free. Please surrender him to a rescue so they can do the necessary checks.

If you love your dog, give him to a rescue. They are experienced in rehoming dogs.

Comment on Buying a new home: Is it cheaper to buy central air through your builder or after possession? by bad girl

bad girl — Wed, 26 May 2010 12:05:06 +0000

If the builder installs the A/C you will pay for it over the life of the mortgage, so add 30 years of interest to the cost! Also, separate installation gives you a warranty and access to the installer.

Comment on Buying New Home – When do we start paying the monthly payment ? by Kimber

Kimber — Sat, 13 Mar 2010 07:18:48 +0000

Yep. Sorry.

Comment on Are new home prices negotiable on a house that is already built if yes how much? by linkus86

linkus86 — Thu, 11 Mar 2010 12:14:35 +0000

Builders are usually less flexible on price but you can often get them to do other things, like paint or provide certain upgrades to the house, instead. Of course if the house has been completed and empty for a long time the builder might have to readjust his profit margin by selling for less. If you are unsure, go fishing with a low ball offer. The worst thing the builder can say is "NO".

Comment on How do I keep a new dog from exerting his dominance in a new home? by J.M

J.M — Tue, 09 Mar 2010 12:06:50 +0000

Your dog does not see you as his Pack Leader. If he did, he wouldn’t be growling at your IG, in your presence. Your new dog and the IG have pack/rivalry issues. Your new dog is already trying to take over, and he probably already knows how to work the owners. It is good that you keep him kennelled up while you’re not home. If your new dog and the IG do end up in a dog fight (in your case, it’s only a matter of WHEN it will happen) the results will be devastating. It sounds like you’ve never seen a dog fight. I’ll tell you, it is fast, vicious, violent, and loud. If you can’t control your lab now, you will NOT be able to control him during a dog fight. You shouldn’t attempt it, either. Dump a bucket full of water right between them. Trust me, it works. I used to own a pack of 4 dogs when I was a kid, and this would work with all my dogs. Your lab should be wearing a prong collar, and should be getting a correction by it. When your lab acts aggressive towards your IG, in a calm-assertive manner, say "NO!" and jerk the leash. The prong collar needs to be on while you do this. How hard you jerk the leash depends on the temperament of your dog. If it’s a stubborn dog, it most likely has a hard temperament. These dogs require strong corrections. Soft dogs, or dogs with soft temperaments, need soft corrections. You’ll have to experiment with these corrections. Start off by giving soft corrections and work your way up, until you find a level of correction that gets your dog to pay attention to you. Once you find the level of correction for your dog, apply that same level of correction each time he does not want to listen. Your goal is to teach the dog that the word "NO" means to stop what he is doing because it is wrong. I taught this to my stubborn, hyper rescue Malinois dog. This breed is not recommended for average pet owners because of their temperament. They’re dominant, hyper and require a Pack Leader, if not, it will drive you crazy, period. Police and Search and Rescue teams like to use this type of dog. Another thing, like someone had already mentioned here, don’t let them play with toys when they’re both running around at the same time. It’s common sense. If there are problems because of toys, don’t give them toys anymore. In fact, dogs don’t even need toys, they need good pack structure and exercise. That means that they need a strong and fair Pack Leader. Dogs crave a Pack Leader. If they have that, they’ll be happy dogs.

Comment on What is the process to buying a home in a new construction community? by valstpatrick

valstpatrick — Sun, 07 Mar 2010 12:11:06 +0000

Yes, you can get a Construction loan to add in the cost of the loan (interest accrued during construction). Once construction is complete you convert that loan to an ‘end’ loan. No worries.
Who is requiring the 5K? The builder? or the lender?
Do you own the land the home is being built on or looking to finance that as well? That will make a small difference in how they calculate the values for loan to value etc.

Most cases will require a strong credit profile and some assets (for reserves) Best guide have 4 months salary in savings or 6 months of mortgage payments in savings – the greater of the two will qualify you for the best rates and programs for construction lending.

Not all banks do constructions loans, call around or look online. You can e-mail me as well.

Hope this helps,

Comment on When building a new home can you negotiate the price of the house? by open4one

open4one — Fri, 05 Mar 2010 12:12:17 +0000

You can negotiate up to the point you sign a contract.

Work out all the things you want into the contract, then offer him something like 5k less than asking, plus the add ons. You might even start lower than that, because here’s what you have to remember:

The worst thing he can do is say NO, leaving you where you are now. He’ll counter with something higher, but it costs you nothing to ask.

Comment on Can you make a new home your primary residence, sell that home and move back to your original home? by Expert Realtor

Expert Realtor — Wed, 03 Mar 2010 07:18:04 +0000

Your instructor is wrong..that is 100% legal.

As long as they were REALLY living there, all mail, bills, etc…they are in the clear.

I am currently living in my 8th primary residence home, and previous to that, I have never stayed in a house longer than 5 years, but always more than two.

I have a CPA do my taxes, never a problem.

Comment on Suggestions on building a new home? by luna340340

luna340340 — Mon, 01 Mar 2010 07:20:41 +0000

Salvage yards are a great resource. Almost every city has some type of salvage yard that specializes in doors, windows and fixtures.

My brother in law lucked up and found some great old school doors with etched glass numbers on them every door is different but it adds to the charm of their cabin.

If you can get away and go to Brimfield, MA http://www.brimfield.com/
Huge array of stuff. Find a dealer that has tons of doors or windows and make him/her a cash deal.

These older pieces are usually of solid wood and built a million times better than some of the stuff on the market today.

There are tile outlets all over the place as well. We have a great flooring place here in Atlanta called Floor and Decor.

http://www.flooranddecoroutlets.com/

I bought some 16" slate tiles for a little over a dollar a piece, home depot wanted over two dollars each.

Is there any old barns or buildings on your 200 acres? If so have that wood recycled and planed down if it is warped and use that for flooring, siding or roofing. It will give you that true rustic feeling.

Good Luck!